The bankruptcy law change of fall 2005 severely limits what can be achieved by a bankruptcy. Already, too many people are filing for bankruptcy. It has lost some of the stigma it once had--people now feel it is a reasonable way to clear away debts and financial hardship. As a result, there's something of a bankruptcy epidemic.

This is part of the reason for the bankruptcy law change of 2005. Even though bankruptcy may seem like a viable option, there are much better alternatives out there. Our company is the premier bankruptcy alternative. We offer everything that bankruptcy promises, without the negative stamp of a bankruptcy going on your record for the long haul.

Bankruptcy is not the only option for people who feel as though they are drowning in debt. We offer a viable service that can help reduce your debt significantly, without the paperwork and embarrassment of bankruptcy. At DTS, we don't like to see so many people declaring bankruptcy when we can offer an easier option. We also don't like to see the credit card companies being favored over consumers.

Credit card companies already have too much power. We have seen the same problems occur time and time again. People go deeply into debt in the blink of an eye--perhaps the APR changed without their knowledge, and their debts started skyrocketing. The new bankruptcy law will make it even harder for people to come out from under this mountain of debt. We welcome all of those customers who are thinking about a bankruptcy but cannot achieve one under the new laws.