Debt is an unforgiving force--it can happen to all races and faiths. Just because someone attends church and is a devout Christian doesn't keep him or her out of debt--the unreasonable practices used by the credit card industry affect us all. We all need a little bit of help occasionally to get out of debt.

It's said again and again that homelessness or dire poverty can seemingly happen overnight. One day you have a job, the next you lose your job and home. Many people say, "I never thought it could happen to me." Christian debt relief tries to keep this from happening.

If you live paycheck to paycheck, you know that you are one step away from serious financial difficulty. Churches often have financial counseling services available, along with drug counseling, marriage counseling and the like. Money problems are a major issue for people of all denominations.

DTS is about helping people--this is the core of Christian behavior and it is the core of being human. We want to alleviate debt issues to improve your quality of life. We want to help make certain that a paycheck to paycheck existence doesn't fall apart, leaving you with nothing. Our job is to make those paychecks go a lot farther so you can save money and avoid hardship.