Many people believe that consumer credit counseling is an effective way to deal with their debt; however, this simply isn't the case for many. Credit counseling is not nearly as effective as the service we offer, and here's why. Many people don't realize that consumer credit counselors are actually partnered up with banks. As a result, a counselor isn't necessarily an impartial advocate working on your behalf. Combine this alarming partnership with the lack of personalized, hands-on service, and it's no wonder why DTS is the best option for many people looking to get out of debt.

The major problem with consumer credit counselors is that they just aren't helpful to the average debtor. Counselors promise to lower the interest rates on a number of outstanding debts. The problem here is that the fee for counseling might actually offset what you save in interest payments. So while your monthly costs might be a bit lower, you won't really have a great chance of paying off your debts any sooner.

We are DTS, the Debt Settlements Specialists. Our goal is not just to postpone hefty debt payments, but to eliminate them. If you owe more than $10,000 in debt, we are a viable option. We don't just lower interest payments--we lower the actual bulk sum that you owe. If this sounds too good to be true, it's not: we have performed this service time and time again.

We work on settling your debt so most of your monthly payment will go towards actual debt payment rather than into the creditor's pocket. The fees we charge for our service will be offset by the major savings you will make on shrinking your debts. Instead of looking at a mountain of debt for the next several decades, we can help you clear that mountain in three years or less.