DTS Financial - Credit Card Debt Negotiation

"I was truly afraid to trust in any Debt Company but after much research and the professionalism of DTS and with the extreme effort they showed in reassuring me that they were legitimate, I trusted them with my debt problem. With much effort and focus on my part and their loyal and professional help I became debt free in less than one year. I am so thankful that I found this program and DTS. I will recommend anyone to trust in their professional help!"

M.H. - Brooklyn, New York

"Wish I'd found you guys a long time ago. I gave your number to a friend of mine who's having some trouble."

A. G. - Culver City, California

"I appreciate your company and yourself for helping us through a terribly stressful experience, I am on my way to getting these debts paid!"

B.R. - Cuyahoga, Ohio

"Talk to you soon and again 'thank you' for all of your help!"

T. K. - Orange, California

"My wife and I wish to thank you and your staff for helping us through this difficult process that was a total success. If anyone ever asks for advice, how he or she could get control of his or her debt issues, DTS will be recommended easily. The program that you have put together was easy for us to handle. Again thanks to everyone at DTS for all the assistance and [we are] finally on the road to being debt free."

Mr./Mrs. N. - Las Vegas, Nevada

"Life has been much better for us since completing your program and we were very satisfied with your services."

K.M. - Prattville, Alabama

"As I read your email I feel I have confidence that the debts will disappear very soon under your excellent and sincere hard work. I don't know how I can express my gratitude to you. One day you will be rewarded."

P.G. - Oakland, California

"I truly appreciate your organization's customer service and follow through, sometimes when you are having financial difficulties you feel as if no one wants to help or as if you are not important - I have never felt like that with DTS. Keep up the good work!"

R.S. - Chittenango, New York

More Testimonials

Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!

Credit Card Debt Negotiation

It is commonly believed that any settlement arising from a credit card debt negotiation must be reported on your taxes. This is not true. Normally, this advice is given by people who advocate credit counseling, which is woefully ineffective compared to debt negotiation.

When people advise you to report a debt negotiation settlement on your taxes, they are thinking of the rule that requires you to report any income over $600 to the IRS. (They think any savings on a debt can be considered an advance in income.) However, debt works differently than income, so you can actually write off the debt on a tax return. Keep in mind that this is only possible if you are in the red financially.

Avoiding Bankruptcy and Counseling

This is one of the scare tactics used by credit counseling advocates, or even bankruptcy advocates. Our purpose is to help you avoid these two solutions--which aren't very effective solutions at all. They cause as many problems as they solve.

Bankruptcy stays on your record for over a decade. Counseling companies reduce debt at around eight years--an improvement, to be sure, but not nearly as effective as the three years maximum that DTS offers. Credit counseling companies are also limited by the number of creditors that will even work with them. We work with all types of creditors, including medical billing, department store debts, financing agreements, and other billing issues.

	(Minimum: $10,000)
First Name:
Last Name:
Home Telephone:
Work Telephone:
State of Residence:
Best Day & Time To Call:
E-mail Address:
Verify E-mail Address:
Debt Amount:	(Minimum: $10,000) The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.