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"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."
A. M. - Henderson, Nevada


"DTS is doing a great job of keeping me informed of settlement offers, returning phone calls and answering questions. Thanks for all your hard work!!!"
K.B. - Katy, Texas


"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


"I am truly impressed with your customer service and prompt responses, To think I actually can speak to live bodies rather than machines."
B.J. - Pearland, Texas


"Life has been much better for us since completing your program and we were very satisfied with your services."
K.M. - Prattville, Alabama


"Our sanity was saved by the creditors not calling and having the constant guilty feeling that we were horrible money managers, debt dodgers and worthless. We got another chance and we don't have to feel guilty. We feel we accomplished a great feat. We researched so many debt management firms before deciding on DTS, I am glad we did!"
J.L. - Colton, South Dakota


"I am in receipt of your email and I thank you for your efforts to assist me in gaining control of my finances. I know that together we will take care of this situation and that very soon, I will be able to not flinch when the phone rings. I will be able to buy food for my children and not sacrifice buying them other things they need. Thank You."
D.S. - St. Louis, Missouri


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Credit Card Debt Relief


We cannot offer credit card debt relief to every customer who comes our way--but we do everything in our power to make it possible. First, if you have no money left in your bank account and no impending salary, it can be difficult to make a negotiation. A creditor needs to know that you'll be able to meet the terms of a negotiation.

Beginning a New Payment Plan

However, if you have a part-time job that brings in only a few hundred dollars a month, this could be enough to satisfy creditors. It depends on the nature and amount of the debt. Every situation is unique, so contact us and we'll determine how to best negotiate your debt with creditors.

Even if you are able to borrow money or sell off certain assets, this might be enough of a bargaining chip. So long as you have some capital coming in that will allow you to begin a new payment plan, we can negotiate on your behalf. Tell us about your complete financial situation so we'll have the full picture when we head to the bargaining table for you.

Another factor to take into consideration is the amount of debt you owe. If a debt total is less than $10,000, it is more difficult to negotiate with creditors. They may still shave off a small amount of money, but not as much as they would for a debt that is over $10,000. If your debt is just a few thousand dollars, it may not be worth your while to negotiate a new debt settlement--though this is not to suggest you should create more debt until your debt reaches $10,000 or above. A $50,000 credit limit can be tempting, but be careful. Let us help you decide which course of action is best--give us a call and tell us about your situation.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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