DTS Financial - Credit Card Debt Settlement

"Yes, the creditors have not been calling and leaving "desperate" messages for us to call them back. Thank You! Thank You! Thank You!"

A. H. - Sunnyvale, California

"Thank You. Customer service through DTS has been wonderful, as well as the concept of finally catching up and paying off my debts. Thank you for making what should be a painful process, painless."

B.R. - Cuyahoga Falls, Ohio

"Ustedes me ayudaron cuando los otron no pudieron, Gracias por su ayuda y su profesionalismo."

A.R. - Sacramento, California

"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."

Mr. Z. - Los Angeles, California

"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"

A. W. - Rosamond, California

"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."

A. M. - Henderson, Nevada

"You are a rare operation in today's business world where there's just not enough time to go around and clients like myself are always surprised with the kind of stellar assistance I received from you at DTS. Your biggest Fan."

C.S. - Winchester, Virginia

"DTS is doing a great job of keeping me informed of settlement offers, returning phone calls and answering questions. Thanks for all your hard work!!!"

K.B. - Katy, Texas

More Testimonials

Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!

Credit Card Debt Settlement

It is commonly believed that any settlement arising from a credit card debt settlement must be reported on your taxes. This is not true. Normally, this advice is given by people who advocate credit counseling, which is woefully ineffective compared to debt settlement.

When people advise you to report a debt settlement on your taxes, they are thinking of the rule that requires you to report any income over $600 to the IRS. (They think any savings on a debt can be considered an advance in income.) However, debt works differently than income, so you can actually write off the debt on a tax return. Keep in mind that this is only possible if you are in the red financially.

Avoiding Bankruptcy and Counseling

This is one of the scare tactics used by credit counseling advocates, or even bankruptcy advocates. Our purpose is to help you avoid these two solutions--which aren't very effective solutions at all. They cause as many problems as they solve.

Bankruptcy stays on your record for over a decade. Counseling companies reduce debt at around eight years--an improvement, to be sure, but not nearly as effective as the three years maximum that DTS offers. Credit counseling companies are also limited by the number of creditors that will even work with them. We work with all types of creditors, including medical billing, department store debts, financing agreements, and other billing issues.

	(Minimum: $10,000)
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Debt Amount:	(Minimum: $10,000) The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.