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"I was truly afraid to trust in any Debt Company but after much research and the professionalism of DTS and with the extreme effort they showed in reassuring me that they were legitimate, I trusted them with my debt problem. With much effort and focus on my part and their loyal and professional help I became debt free in less than one year. I am so thankful that I found this program and DTS. I will recommend anyone to trust in their professional help!"
M.H. - Brooklyn, New York
"Thanks for the email and the work you are doing for me."
B.R. - Conway, Arizona
"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."
A. M. - Henderson, Nevada
"Great customer services so thank you a thousand times for chasing me around."
P.M. - Oakland, California
"Yes, the creditors have not been calling and leaving "desperate" messages for us to call them back. Thank You! Thank You! Thank You!"
A. H. - Sunnyvale, California
"Thanks! You're the best!"
A. M. - Henderson, Nevada
"Remember: the people who say it can't be done, should not get in the way of the people who are already doing it."
L. W. - Maynooth, Ontario, Canada
"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."
E.Z. - Greyslake, Illinois
More Testimonials
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Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!
Credit Card Debt Settlement
It is commonly believed that any settlement arising from a credit card debt settlement must be reported on your taxes. This is not true. Normally, this advice is given by people who advocate credit counseling, which is woefully ineffective compared to debt settlement.
When people advise you to report a debt settlement on your taxes, they are thinking of the rule that requires you to report any income over $600 to the IRS. (They think any savings on a debt can be considered an advance in income.) However, debt works differently than income, so you can actually write off the debt on a tax return. Keep in mind that this is only possible if you are in the red financially.
Avoiding Bankruptcy and Counseling
This is one of the scare tactics used by credit counseling advocates, or even bankruptcy advocates. Our purpose is to help you avoid these two solutions--which aren't very effective solutions at all. They cause as many problems as they solve.
Bankruptcy stays on your record for over a decade. Counseling companies reduce debt at around eight years--an improvement, to be sure, but not nearly as effective as the three years maximum that DTS offers. Credit counseling companies are also limited by the number of creditors that will even work with them. We work with all types of creditors, including medical billing, department store debts, financing agreements, and other billing issues.
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Office Hours:
Mon - Thurs: 8 - 5 PST
Fri: 8 - 4 PST
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