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"After completing my program I just felt free! And now without debt I know I have control of my life again. Thanks to your dedication to keeping focused even when I was unsure. You are heaven sent!"
J.V. - Agoura, California


"I appreciate the help that you have been to me."
B. V. - Howard, Pennsylvania


"Thank you very much for all the help and services that you are doing for my husband and I. I can't tell you how much pressure you guys have helped relieve already. Thank you so much again. Take Care."
Mr/Mrs. P. - Beltsville, Maryland


"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."
Mr. Z. - Los Angeles, California


"Thank you, I hope all this comes out to be the best possible situation for me in the end! Thank you again for all your help!"
S. M. - Tustin, California


"Our sanity was saved by the creditors not calling and having the constant guilty feeling that we were horrible money managers, debt dodgers and worthless. We got another chance and we don't have to feel guilty. We feel we accomplished a great feat. We researched so many debt management firms before deciding on DTS, I am glad we did!"
J.L. - Colton, South Dakota


"Ustedes me ayudaron cuando los otron no pudieron, Gracias por su ayuda y su profesionalismo."
A.R. - Sacramento, California


"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


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Debt Management


The main route towards debt management these days is via bankruptcy. At DTS Fiancial, we see this as sweeping the problem under the rug--it doesn't fully solve the problem. Instead of declaring bankruptcy, work with us and we'll help you reduce the amount of your debt.

How? With a bankruptcy, a creditor is never going to be repaid for certain debts. This is one of the main aspects working in our favor. A creditor would rather have some of the debt paid off than lose the debt entirely to a bankruptcy filing. This fact help the creditor decide to lower the amount of your debt.

Collection Agencies

If a debt becomes truly delinquent, a collection agency will become involved. Creditors know that collection agencies are not free. They will take a commission of 20 percent or even more off of a debt, meaning they won't be able to get the debt repaid in full anyway. When working with a collection agency, they'll receive the same amount or less than what would be achieved through a negotiation with DTS Financial.

  (Minimum: $10,000)
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Debt Amount:
(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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