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"Thank you again for all your help and continued support. We know our debts are in very capable hands and it takes away soooo much of our stress!"
A. H. - Sunnyvale, California


"My wife and I wish to thank you and your staff for helping us through this difficult process that was a total success. If anyone ever asks for advice, how he or she could get control of his or her debt issues, DTS will be recommended easily. The program that you have put together was easy for us to handle. Again thanks to everyone at DTS for all the assistance and [we are] finally on the road to being debt free."
Mr./Mrs. N. - Las Vegas, Nevada


"You will probably never know the impact you have in my life or others in our situation for that matter. It doesn't seem to matter how impossible or desperate things are, I just have to call my 888 number and you know exactly what to do."
L. W. - Maynooth, Ontario, Canada


"I am in receipt of your email and I thank you for your efforts to assist me in gaining control of my finances. I know that together we will take care of this situation and that very soon, I will be able to not flinch when the phone rings. I will be able to buy food for my children and not sacrifice buying them other things they need. Thank You."
D.S. - St. Louis, Missouri


"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."
Mr. Z. - Los Angeles, California


"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"
A. W. - Rosamond, California


"I have received the Welcome Package and the materials. They have been very informative. I appreciate your follow up letter; it expresses a certain level of care and attention to me, the consumer. Thank You."
L.F. - Santa Monica, California


"I was truly afraid to trust in any Debt Company but after much research and the professionalism of DTS and with the extreme effort they showed in reassuring me that they were legitimate, I trusted them with my debt problem. With much effort and focus on my part and their loyal and professional help I became debt free in less than one year. I am so thankful that I found this program and DTS. I will recommend anyone to trust in their professional help!"
M.H. - Brooklyn, New York


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Debt Settlement


Not all third-party debt settlement providers are the same. You can check with the Better Business Bureau if you are concerned about any business's reputation, including ours. Some debt settlers have given the industry a bad reputation. If you check with the BBB, you'll find that we are one of the top in the business--with a clean record.

Some people have attempted to settle their debts themselves. They may even find success, and talk their creditors into accepting a smaller amount than the sum total of their debts. However, simply attaining a settlement isn't enough. You want to obtain the best settlement possible that reduces your debts as much as the creditors will allow. This isn't something you're likely to be able to do on your own.

Doing It Yourself

Novice debtors looking for a settlement might take the first offer--after all, a novice may not know a good deal from an average or a bad deal. When pressed, a creditor's customer service representatives are instructed to shave a couple thousand dollars off the top. This usually satisfies a debtor. Even trying to haggle after this point can be fruitless.

Quite frankly, many creditors don't take debtors seriously. The reason is because the creditor is in the driver's seat. The creditor knows that a debtor has fallen on difficult times and will take any offer that reduces their debt, even if the offer is pretty much insignificant. With the new 2005 bankruptcy laws taking effect, a debtor will have less leverage by threatening to declare bankruptcy. So what's the solution? Working with a professional debt settlement agency like DTS can really make a creditor take notice and offer a larger settlement.

  (Minimum: $10,000)
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The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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