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"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


"Talk to you soon and again 'thank you' for all of your help!"
T. K. - Orange, California


"Wish I'd found you guys a long time ago. I gave your number to a friend of mine who's having some trouble."
A. G. - Culver City, California


"When we started DTS almost 2 years ago, I was completely stressed from never having enough money to pay our bills and always worrying about money. But thanks to DTS we are completely debt free and for the first time in our life we are not living paycheck to paycheck. We are able to put money in savings and are reaching our goals. I know for a fact that if it were not for DTS we would have more debt and would still be struggling to survive. Thank you! Thank you! Thank you!"
L.S. - Valencia, California


"I was skeptical at first, but after receiving such a great settlement so quickly I found a new commitment to get out of debt even faster! Thanks a million."
G.B. - Nashville, Tennesee


"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."
A. M. - Henderson, Nevada


"I truly appreciate your organization's customer service and follow through, sometimes when you are having financial difficulties you feel as if no one wants to help or as if you are not important - I have never felt like that with DTS. Keep up the good work!"
R.S. - Chittenango, New York


"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."
E.Z. - Greyslake, Illinois


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Debt Settlement


Not all third-party debt settlement providers are the same. You can check with the Better Business Bureau if you are concerned about any business's reputation, including ours. Some debt settlers have given the industry a bad reputation. If you check with the BBB, you'll find that we are one of the top in the business--with a clean record.

Some people have attempted to settle their debts themselves. They may even find success, and talk their creditors into accepting a smaller amount than the sum total of their debts. However, simply attaining a settlement isn't enough. You want to obtain the best settlement possible that reduces your debts as much as the creditors will allow. This isn't something you're likely to be able to do on your own.

Doing It Yourself

Novice debtors looking for a settlement might take the first offer--after all, a novice may not know a good deal from an average or a bad deal. When pressed, a creditor's customer service representatives are instructed to shave a couple thousand dollars off the top. This usually satisfies a debtor. Even trying to haggle after this point can be fruitless.

Quite frankly, many creditors don't take debtors seriously. The reason is because the creditor is in the driver's seat. The creditor knows that a debtor has fallen on difficult times and will take any offer that reduces their debt, even if the offer is pretty much insignificant. With the new 2005 bankruptcy laws taking effect, a debtor will have less leverage by threatening to declare bankruptcy. So what's the solution? Working with a professional debt settlement agency like DTS can really make a creditor take notice and offer a larger settlement.

  (Minimum: $10,000)
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The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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