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"Thank you, you guys have done very well at what you do. I am going to recommend you to everyone that I talk to when I get out of the hospital."
D.V. - Banning, California


"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


"Thank You. Customer service through DTS has been wonderful, as well as the concept of finally catching up and paying off my debts. Thank you for making what should be a painful process, painless."
B.R. - Cuyahoga Falls, Ohio


"I have received the Welcome Package and the materials. They have been very informative. I appreciate your follow up letter; it expresses a certain level of care and attention to me, the consumer. Thank You."
L.F. - Santa Monica, California


"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."
A. M. - Henderson, Nevada


"Talk to you soon and again 'thank you' for all of your help!"
T. K. - Orange, California


"DTS is doing a great job of keeping me informed of settlement offers, returning phone calls and answering questions. Thanks for all your hard work!!!"
K.B. - Katy, Texas


"Thank you again for all your help and continued support. We know our debts are in very capable hands and it takes away soooo much of our stress!"
A. H. - Sunnyvale, California


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Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!


Debt Settlement


Not all third-party debt settlement providers are the same. You can check with the Better Business Bureau if you are concerned about any business's reputation, including ours. Some debt settlers have given the industry a bad reputation. If you check with the BBB, you'll find that we are one of the top in the business--with a clean record.

Some people have attempted to settle their debts themselves. They may even find success, and talk their creditors into accepting a smaller amount than the sum total of their debts. However, simply attaining a settlement isn't enough. You want to obtain the best settlement possible that reduces your debts as much as the creditors will allow. This isn't something you're likely to be able to do on your own.

Doing It Yourself

Novice debtors looking for a settlement might take the first offer--after all, a novice may not know a good deal from an average or a bad deal. When pressed, a creditor's customer service representatives are instructed to shave a couple thousand dollars off the top. This usually satisfies a debtor. Even trying to haggle after this point can be fruitless.

Quite frankly, many creditors don't take debtors seriously. The reason is because the creditor is in the driver's seat. The creditor knows that a debtor has fallen on difficult times and will take any offer that reduces their debt, even if the offer is pretty much insignificant. With the new 2005 bankruptcy laws taking effect, a debtor will have less leverage by threatening to declare bankruptcy. So what's the solution? Working with a professional debt settlement agency like DTS can really make a creditor take notice and offer a larger settlement.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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