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"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."
Mr. Z. - Los Angeles, California


"You will probably never know the impact you have in my life or others in our situation for that matter. It doesn't seem to matter how impossible or desperate things are, I just have to call my 888 number and you know exactly what to do."
L. W. - Maynooth, Ontario, Canada


"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"
A. W. - Rosamond, California


"Thank you for all your help!! Everyone I have talked to at DTS has been very, very pleasant and I really do appreciate that!"
M.R. - Tabor, Iowa


"I appreciate your company and yourself for helping us through a terribly stressful experience, I am on my way to getting these debts paid!"
B.R. - Cuyahoga, Ohio


"Yes, the creditors have not been calling and leaving "desperate" messages for us to call them back. Thank You! Thank You! Thank You!"
A. H. - Sunnyvale, California


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Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!


Eliminate Debt


At DTS, we cannot completely eliminate debt, but we can eliminate the stress and strain associated with debt. What we can do is reduce a debt so that it can be paid fully in a three year period (as opposed to decades, which is what it may take when you pay only the minimum amount on debts that amount to $10,000 or more). It's not simply a case of lowering the amount of debt, but changing the payment cycle as well.

This is the major difference between DTS and credit counseling agencies. Whereas the latter only reworks interest payments and the type of payment plan, we lower the total payment as well. So while full-bore debt elimination can take up to three years, this is nothing compared to what could otherwise be an entire lifetime of oppressive debt.

Cutting Interest Payments

When you negotiate a settlement yourself, it may be possible to lower the sum payment--though rarely by as much as 50 percent. When you work with DTS, we will reduce your debt as much as we possibly can, and we'll also rearrange how much of your money goes to interest. Remember, interest is lost money. It's the money you pay for the "privilege" of a credit card loan.

When we negotiate a settlement for you, most of your money will go towards the debt itself, not interest. Additionally, your debt will be cut down significantly. Put those two things together and you can see how effective our service can be.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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