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"I was truly afraid to trust in any Debt Company but after much research and the professionalism of DTS and with the extreme effort they showed in reassuring me that they were legitimate, I trusted them with my debt problem. With much effort and focus on my part and their loyal and professional help I became debt free in less than one year. I am so thankful that I found this program and DTS. I will recommend anyone to trust in their professional help!"
M.H. - Brooklyn, New York


"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


"Over the past couple of weeks I have been talking with Claude about my financial situation. During this time I have come to consider Claude as a friend. He has shown real concern for my situation and even though his/your company could have made money off of me, he referred me to another company. He analyzed my situation and decided that I would be better served elsewhere. For this I am truly grateful. It is nice to know honest companies still do exist!"
G.S. - Gwinn, Michigan


"I am truly impressed with your customer service and prompt responses, To think I actually can speak to live bodies rather than machines."
B.J. - Pearland, Texas


"Got the package and I have mailed out my second payment. Appreciate all you do. Great customer service."
B.J. - Texas


"Just wanted to let you know that all our creditors have stopped calling completely and we couldn't be happier with our decision to have DTS help us with our debt situation!!! Thank you for what you do and for giving us the light at the end of the tunnel!!"
C.D. - Portland, Oregon


"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."
E.Z. - Greyslake, Illinois


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Eliminate Debt


At DTS, we cannot completely eliminate debt, but we can eliminate the stress and strain associated with debt. What we can do is reduce a debt so that it can be paid fully in a three year period (as opposed to decades, which is what it may take when you pay only the minimum amount on debts that amount to $10,000 or more). It's not simply a case of lowering the amount of debt, but changing the payment cycle as well.

This is the major difference between DTS and credit counseling agencies. Whereas the latter only reworks interest payments and the type of payment plan, we lower the total payment as well. So while full-bore debt elimination can take up to three years, this is nothing compared to what could otherwise be an entire lifetime of oppressive debt.

Cutting Interest Payments

When you negotiate a settlement yourself, it may be possible to lower the sum payment--though rarely by as much as 50 percent. When you work with DTS, we will reduce your debt as much as we possibly can, and we'll also rearrange how much of your money goes to interest. Remember, interest is lost money. It's the money you pay for the "privilege" of a credit card loan.

When we negotiate a settlement for you, most of your money will go towards the debt itself, not interest. Additionally, your debt will be cut down significantly. Put those two things together and you can see how effective our service can be.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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