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"Life has been much better for us since completing your program and we were very satisfied with your services."
K.M. - Prattville, Alabama


"Gracias por su ayuda! No saben como nos sentimos ahora sabiendo que tenemos un major futuro."
J.A. - Laredo, Texas


"DTS is doing a great job of keeping me informed of settlement offers, returning phone calls and answering questions. Thanks for all your hard work!!!"
K.B. - Katy, Texas


"Thank You. Customer service through DTS has been wonderful, as well as the concept of finally catching up and paying off my debts. Thank you for making what should be a painful process, painless."
B.R. - Cuyahoga Falls, Ohio


"I just wanted to take a moment to thank you and Doug Hutton for the amazing work you have done for my fiancee, Michael. I am just totally amazed with how quickly all of this happened! In just 6 months he was able to settle with 2 of his 3 creditors and he's well on his way to a healthy credit future! Doug has just been so wonderful through this process. He's always willing to go through all of the details with me (sometimes several times!) to make sure I understand what's going on. I so appreciate his kindness and understanding of our situation, as well as the extra mile he goes to make sure we can stay in the program and still "keep afloat". It's really nice to know that you guys really care about us hard-working people who just need a break! :-) We will forever recommend DTS to our friends and family!"
J.B. - Chicago, Illinois


"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."
Mr. Z. - Los Angeles, California


"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


"I am glad that you understand my frustration and were able to lend an intelligent and compassionate perspective to the matter…Thanks again for your expert handling of the situation."
L. H. - Scottsdale, Arizona


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Get Out of Debt


When you get out of debt, your credit rating may still reflect your former financial hardship. After you achieve a settlement with us, we recommend that you get a copy of your credit rating. There may be issues that can be remedied.

Believe it or not, a credit report can sometimes have mistakes and irregularities. These can adversely affect your credit rating just as much as unpaid debts. It's important to go through your credit report to determine that there are no irregularities. If there are problems, you can make a formal dispute and clear up any incorrect statements. This can positively affect your rating.

Get Out of a Bad Credit Rating

The ultimate way to ensure a good credit rating is to pay your bills in a timely manner. We know that this isn't always possible. Debts build up quickly and you can't pay what you don't have. Part of our job is to negotiate a new debt payment plan, but we can also help ensure that certain information will not go towards your credit rating.

In a negotiation, it is possible that the creditor will agree not to put late payments on a credit report. However, it is important to begin a negotiation as soon as you fear there will be a late payment. The longer you wait, the more your credit rating will suffer. DTS doesn't want to see this happen. Our purpose is to give you a strong foundation for the future. Contact us before things spiral out of control, and let us work towards a solution that will benefit you, first and foremost.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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